Well, I'm really not late....I did get this one finished last night, but I am late in posting. I kept putting off the Jitterbuggin' sketch......then finally it dawned on me it was the fall colors I wasn't interested in. And when I chose some Christmas paper, the card was right there. That and the fact that I got a new Winter Frolic cartridge yesterday which is where the tree came from. Added hand cut photo corners.....and rows of sequins and buttons.